When starting the journey of buying a home or considering a remortgage, the path can feel challenging with lots of complexity and confusion. This is where the expertise of a Mortgage & Protection advisor becomes invaluable. Viable Mortgages, led by the very experienced broker Alan Kent, stands out as a beacon of guidance in the mortgage & protection industry. We have access to lenders from across the market. Based in Scotland however providing services across the whole of the UK.
Bespoke Solutions
Viable Mortgages supports a wide range of clients, from first-time buyers and home movers to landlords seeking buy to let advice. Our services are not just about securing a mortgage, we provide protection advice to safeguard our client’s income, while covering significant debts in the event of unforeseen circumstances. It’s an all-encompassing service, providing full advice and recommendations to fit each client’s individual needs & circumstances.
Affordability
One of the key benefits of seeking impartial advice is the ability to conduct a detailed budget planner which can help identify how much of a mortgage is affordable but also maximising the amount our clients can borrow. Here at Viable Mortgages, we have a proven track record in helping our clients enhance their competitiveness at closing dates, ensuring they secure the most affordable mortgage borrowing on the best possible terms, while also being successful in their property negotiations.
Why use a Mortgage & Protection advisor?
A common misconception is that Banks or Building Societies offer the most competitive mortgage rates and terms directly to a customer. These providers can only offer you the rates they have available. Its common for these rates to be the same or possibly higher than some of the exclusive rates available to a Mortgage & Protection Advisor.
Our experienced advisors at Viable Mortgages can access a broad range of rates, utilise all the different lenders criteria & affordability models. Making sure our clients get the most suitable deal available and one that is truly the best fit for their unique circumstances.
Ethical lending choices
For any of our clients with ethical preferences regarding their financial transactions, Viable Mortgages offers a conscientious approach, aligning client’s mortgages with their core values.
Retrofit Services
In addition to mortgage & protection advice, Viable Mortgages provides retrofit services to enhance the energy efficiency and internal comfort of our client’s home, reflecting a commitment to both financial and environmental well-being.
A Personal Touch
Underpinning all these services is our exceptional customer experience and professionalism. Clients are not just numbers, they are partners in a journey towards financial security, satisfaction, and a more sustainable future.
If you have any questions or wish to discuss your mortgage and protection needs, feel free to reach out. Stay tuned for our next few articles, which will delve into the benefits of our retrofit services and how they can transform your home. While also looking at the mortgage journey and what to look out for as you go through the process of buying or remortgaging.
